Deferred Gift Annuity
    A Planned Giving Option for Younger Donors

Similar to an immediate payment Gift Annuity, a Deferred Gift Annuity is a simple contract between a donor and Temple University where the university agrees to pay a fixed annuity amount to an individual(s) for life in exchange for an irrevocable gift. In the case of a deferred gift annuity, the donor elects to defer payments until a later start date. Many elect to defer until their retirement years or for another designated date in the future.

Benefits to Donor

• Immediate charitable tax deduction calculated when the gift is
  established

• Select a start date for receiving income, which can be used to
  supplement your other retirement savings plan

• Portion of income is tax-free

• Reduce capital gains tax when donating appreciated securities

• Recognition in Temple’s Acres of Diamonds Circle

Benefits to Temple
• Temple receives the remainder to support the area of your choice

Income
• Yes, fixed income calculated when establishing the annuity

• One or two income beneficiaries for life

For donors who …
• Want a predictable rate of income

•  Do not need the income now, but want to plan for their future

Establish this arrangement with …
• Cash

• Appreciated Securities

• Other easily transferable assets

•  A minimum of $5,000

View a Deferred Gift Annuity example.

For more information on deferred trust annuities and to see an illustration that is personalized for your particular circumstances, please contact us.